10. Have you calculated delivered cost rather than garment price? — Deposit essential

• 0 points: My budget covers the suit price only.
• 1 point: I have included some extras, but import charges, fitting fees, alterations or additional travel remain uncosted.
• 2 points: I have an itemized delivered-cost estimate, with dated assumptions, responsible payers and a justified range for variable charges. I can afford the upper end of the planned scenario without relying on undocumented savings.

Use this desk worksheet:Delivered cash cost = garment + separate fitting fees + shipping/insurance + applicable import and clearance charges + payment/FX costs + local alterations + incremental travel + other applicable taxes not already included.

Count only travel caused by the commission, such as an extra hotel night or return visit. Show executive time separately. Mark included costs explicitly to avoid double counting.

The FTC recommends comparing total prices including delivery, taxes and other fees. CBP explains that import user fees depend on entry type and transportation method, so an unspecified import allowance is not a complete estimate. (consumer.ftc.gov)